{"id":3325,"date":"2022-03-16T13:58:07","date_gmt":"2022-03-16T12:58:07","guid":{"rendered":"https:\/\/new.uba.com.al\/business\/?page_id=3325"},"modified":"2022-06-02T14:03:39","modified_gmt":"2022-06-02T12:03:39","slug":"working-capital-financing","status":"publish","type":"page","link":"https:\/\/uba.com.al\/business\/working-capital-financing\/","title":{"rendered":"Working Capital Financing"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1641476515859{padding-top: 50px !important;background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243; css=&#8221;.vc_custom_1641474640591{padding-right: 0px !important;padding-left: 0px !important;background-color: #15549a !important;}&#8221;][vc_empty_space height=&#8221;40px&#8221;][vc_column_text css=&#8221;.vc_custom_1647434603765{margin-bottom: 15px !important;padding-top: 50px !important;padding-right: 70px !important;padding-bottom: 0px !important;padding-left: 70px !important;}&#8221;]<\/p>\n<p style=\"text-align: left; font-weight: 600;\"><span style=\"color: #ffffff;\">Working Capital Financing<\/span><\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Maintain your company&#8217;s cash flow!&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23ffffff|line_height:45px&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1647434615573{margin-top: 15px !important;margin-bottom: 20px !important;padding-top: 0px !important;padding-right: 70px !important;padding-left: 70px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1647434628980{padding-right: 70px !important;padding-left: 70px !important;}&#8221;]<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #ffffff;\">We provide you fast and efficient services suitable for the different needs of corporate businesses.<\/span><\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;40px&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243; css=&#8221;.vc_custom_1641474646126{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;2862&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1647434588293{margin-bottom: 0px !important;}&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1646895907080{border-bottom-width: 50px !important;padding-top: 50px !important;background-color: #ffffff !important;}&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1644849873531{margin-bottom: 0px !important;}&#8221;][vc_column_inner][vc_column_text css=&#8221;.vc_custom_1647434911653{margin-bottom: 10px !important;padding-right: 50px !important;}&#8221;]<\/p>\n<p style=\"text-align: left;\"><span class=\"mobile\" style=\"font-size: 2.2rem; font-weight: 600;\">Don&#8217;t put your everyday cash at risk!<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1647437493194{padding-right: 50px !important;}&#8221;]<\/p>\n<p class=\"bodyf\" style=\"text-align: justify;\">Your business has projects, but it requires a financing to undertake them. With a full-service banking activity, UBA Bank is able to provide your business the necessary support. Our Working Capital Financing product is unique and designed to help you realize key growth project without putting your everyday cash at risk.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;10&#8243; css=&#8221;.vc_custom_1646899106214{padding-top: 0px !important;background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1646823086230{margin-right: 50px !important;}&#8221;][vc_row_inner gap=&#8221;10&#8243; el_class=&#8221;no-gap&#8221;][vc_column_inner el_class=&#8221;hover-border&#8221; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1646821551442{margin-bottom: 0px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 10px !important;border-left-color: #e3e5e8 !important;border-left-style: solid !important;border-right-color: #e3e5e8 !important;border-right-style: solid !important;border-top-color: #e3e5e8 !important;border-top-style: solid !important;border-bottom-color: #e3e5e8 !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;3327&#8243; img_size=&#8221;48&#215;48&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1647434835485{margin-top: 10px !important;margin-bottom: 0px !important;}&#8221; link=&#8221;#section1&#8243;][vc_column_text css=&#8221;.vc_custom_1646920402382{margin-bottom: 10px !important;padding-top: 10px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><a href=\"#section1\"><span style=\"color: #15549a; font-size: 15px;\"><strong>General Information<\/strong><\/span><\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner el_class=&#8221;hover-border&#8221; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1646821661217{margin-bottom: 0px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 10px !important;border-left-color: #e3e5e8 !important;border-left-style: solid !important;border-right-color: #e3e5e8 !important;border-right-style: solid !important;border-top-color: #e3e5e8 !important;border-top-style: solid !important;border-bottom-color: #e3e5e8 !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;3329&#8243; img_size=&#8221;48&#215;48&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1647434846077{margin-top: 10px !important;margin-bottom: 0px !important;}&#8221; link=&#8221;#section2&#8243;][vc_column_text css=&#8221;.vc_custom_1646920407766{margin-bottom: 10px !important;padding-top: 10px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><a href=\"#section2\"><span style=\"color: #15549a; font-size: 15px;\"><strong>Product Features<\/strong><\/span><\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner gap=&#8221;10&#8243; el_class=&#8221;no-gap&#8221;][vc_column_inner el_class=&#8221;hover-border&#8221; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1646821661217{margin-bottom: 0px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 10px !important;border-left-color: #e3e5e8 !important;border-left-style: solid !important;border-right-color: #e3e5e8 !important;border-right-style: solid !important;border-top-color: #e3e5e8 !important;border-top-style: solid !important;border-bottom-color: #e3e5e8 !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;3331&#8243; img_size=&#8221;48&#215;48&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1647434856703{margin-top: 10px !important;margin-bottom: 0px !important;}&#8221; link=&#8221;#section3&#8243;][vc_column_text css=&#8221;.vc_custom_1646920412702{margin-bottom: 10px !important;padding-top: 10px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><a href=\"#section3\"><span style=\"color: #15549a; font-size: 15px;\"><strong>Online Application<\/strong><\/span><\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner el_class=&#8221;hover-border&#8221; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1646835493450{margin-bottom: 0px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 10px !important;border-left-color: #e3e5e8 !important;border-left-style: solid !important;border-right-color: #e3e5e8 !important;border-right-style: solid !important;border-top-color: #e3e5e8 !important;border-top-style: solid !important;border-bottom-color: #e3e5e8 !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;3333&#8243; img_size=&#8221;48&#215;48&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; img_link_target=&#8221;_blank&#8221; css=&#8221;.vc_custom_1647435729350{margin-top: 10px !important;margin-bottom: 0px !important;}&#8221; link=&#8221;https:\/\/new.uba.com.al\/business\/wp-content\/uploads\/sites\/2\/2022\/02\/Formular-aplikimi-per-financim-biznesi.pdf&#8221;][vc_column_text css=&#8221;.vc_custom_1647435660124{margin-bottom: 10px !important;padding-top: 10px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/new.uba.com.al\/business\/wp-content\/uploads\/sites\/2\/2022\/02\/Formular-aplikimi-per-financim-biznesi.pdf\" target=\"&quot;_blank\" rel=\"noopener\"><span style=\"color: #15549a; font-size: 15px;\"><strong>Application PDF<\/strong><\/span><\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row gap=&#8221;10&#8243; css=&#8221;.vc_custom_1646898749033{background-color: #ffffff !important;}&#8221; el_id=&#8221;section1&#8243;][vc_column css=&#8221;.vc_custom_1646895817192{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;border-radius: 10px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1647435048452{margin-bottom: 0px !important;padding-right: 50px !important;}&#8221;]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 25px; font-weight: 600;\">General terms<\/span><\/p>\n<p>[\/vc_column_text][vc_separator color=&#8221;blue&#8221;][vc_column_text css=&#8221;.vc_custom_1647444739412{padding-right: 50px !important;}&#8221;]<\/p>\n<ul>\n<li>Tenor 3 years<\/li>\n<li>Renewable each year<\/li>\n<li>Max amount 20-40 % of turnover<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1646895952600{border-top-width: 1px !important;border-bottom-width: 1px !important;padding-bottom: 50px !important;background-color: #ffffff !important;border-top-color: #e8e8e8 !important;border-bottom-color: #e8e8e8 !important;}&#8221; el_id=&#8221;section2&#8243;][vc_column][vc_row_inner equal_height=&#8221;yes&#8221; gap=&#8221;20&#8243; css=&#8221;.vc_custom_1644848318788{background-color: #ffffff !important;}&#8221;][vc_column_inner el_class=&#8221;hover-border&#8221; width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1646821793586{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-bottom: 10px !important;padding-left: 30px !important;background-color: #f4f5f6 !important;border-left-color: #f4f5f6 !important;border-left-style: solid !important;border-right-color: #f4f5f6 !important;border-right-style: solid !important;border-top-color: #f4f5f6 !important;border-top-style: solid !important;border-bottom-color: #f4f5f6 !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;3337&#8243; img_size=&#8221;86&#215;86&#8243;][vc_custom_heading text=&#8221;Why you should apply&#8221; font_container=&#8221;tag:h2|font_size:20px|text_align:left|color:%23262626|line_height:30px&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;blk-h&#8221;][vc_column_text css=&#8221;.vc_custom_1647435180926{padding-right: 50px !important;}&#8221;]<\/p>\n<ul class=\"tick-green\">\n<li>Flexible financing options<\/li>\n<li>Immediate use of approved investment funds<\/li>\n<li>Financing can be offered in ALL, EUR or USD<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner el_class=&#8221;hover-border&#8221; width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1646821790146{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-bottom: 10px !important;padding-left: 30px !important;background-color: #f4f5f6 !important;border-left-color: #f4f5f6 !important;border-left-style: solid !important;border-right-color: #f4f5f6 !important;border-right-style: solid !important;border-top-color: #f4f5f6 !important;border-top-style: solid !important;border-bottom-color: #f4f5f6 !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;3339&#8243; img_size=&#8221;86&#215;86&#8243;][vc_custom_heading text=&#8221;Why you will love this&#8221; font_container=&#8221;tag:h2|font_size:20px|text_align:left|color:%23262626|line_height:30px&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;blk-h&#8221;][vc_column_text css=&#8221;.vc_custom_1647435217924{padding-right: 50px !important;}&#8221;]<\/p>\n<ul class=\"tick-green\">\n<li>You can choose between financing working capital with monthly repayments or revolving financing<\/li>\n<li>Friendly, personal service from start to finish<\/li>\n<li>Flexible financing options that offer appropriate maturities designed just for your needs<\/li>\n<li>Help you meet short-term requirements<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner el_class=&#8221;hover-border&#8221; width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1646821803274{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-bottom: 10px !important;padding-left: 30px !important;background-color: #f4f5f6 !important;border-left-color: #f4f5f6 !important;border-left-style: solid !important;border-right-color: #f4f5f6 !important;border-right-style: solid !important;border-top-color: #f4f5f6 !important;border-top-style: solid !important;border-bottom-color: #f4f5f6 !important;border-bottom-style: solid !important;border-radius: 10px !important;}&#8221;][vc_single_image image=&#8221;3341&#8243; img_size=&#8221;86&#215;86&#8243;][vc_custom_heading text=&#8221;Who can apply&#8221; font_container=&#8221;tag:h2|font_size:20px|text_align:left|color:%23262626|line_height:30px&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;blk-h&#8221;][vc_column_text css=&#8221;.vc_custom_1647435247707{padding-right: 50px !important;}&#8221;]<\/p>\n<ul class=\"tick-green\">\n<li>Clients over 21 years old<\/li>\n<li>People that have substantial relevant business experience<\/li>\n<li>Anyone that needs to invest in short-term<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1646918838761{padding-top: 50px !important;padding-bottom: 50px !important;background-color: #dae2f4 !important;}&#8221; el_id=&#8221;section3&#8243;][vc_column css=&#8221;.vc_custom_1646830132667{border-top-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-left-color: #e7f1fd !important;border-left-style: solid !important;border-top-color: #e7f1fd !important;border-top-style: solid !important;border-bottom-color: #e7f1fd !important;border-bottom-style: solid !important;}&#8221;][vc_custom_heading text=&#8221;Online application&#8221; font_container=&#8221;tag:h2|font_size:35px|text_align:left|color:%23262626|line_height:1.7&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1646832597444{margin-bottom: 0px !important;padding-top: 5px !important;padding-bottom: 0px !important;padding-left: 50px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1646832601675{margin-bottom: 25px !important;padding-top: 5px !important;padding-right: 50px !important;padding-left: 50px !important;}&#8221;]<\/p>\n<p style=\"text-align: left; font-size: 14px; color: #61646a;\">Make an online application to see if you are eligible for financing!<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1647435291291{margin-bottom: 25px !important;padding-top: 30px !important;padding-right: 50px !important;padding-bottom: 30px !important;padding-left: 50px !important;}&#8221;]<div class=\"wpforms-container wpforms-container-full\" id=\"wpforms-2709\"><form id=\"wpforms-form-2709\" class=\"wpforms-validate wpforms-form\" data-formid=\"2709\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/business\/wp-json\/wp\/v2\/pages\/3325\" data-token=\"00224bfa2dc3e1eeab6ec6b719410323\" data-token-time=\"1781828584\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-2709-field_3-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-2709-field_3\">Your Name <span class=\"wpforms-required-label\">*<\/span><\/label><div class=\"wpforms-field-row wpforms-field-large\"><div class=\"wpforms-field-row-block wpforms-first wpforms-one-half\"><input type=\"text\" id=\"wpforms-2709-field_3\" class=\"wpforms-field-name-first wpforms-field-required\" name=\"wpforms[fields][3][first]\" placeholder=\"First\" required><label for=\"wpforms-2709-field_3\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">First<\/label><\/div><div class=\"wpforms-field-row-block wpforms-one-half\"><input type=\"text\" id=\"wpforms-2709-field_3-last\" class=\"wpforms-field-name-last wpforms-field-required\" name=\"wpforms[fields][3][last]\" placeholder=\"Last\" required><label for=\"wpforms-2709-field_3-last\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">Last<\/label><\/div><\/div><\/div><div id=\"wpforms-2709-field_4-container\" class=\"wpforms-field wpforms-field-email wpforms-one-half wpforms-first\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-2709-field_4\">Email<\/label><input type=\"email\" id=\"wpforms-2709-field_4\" class=\"wpforms-field-large\" name=\"wpforms[fields][4]\" spellcheck=\"false\" ><\/div><div id=\"wpforms-2709-field_5-container\" class=\"wpforms-field wpforms-field-phone wpforms-one-half\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-2709-field_5\">Phone <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"tel\" id=\"wpforms-2709-field_5\" class=\"wpforms-field-large wpforms-field-required wpforms-smart-phone-field\" data-rule-smart-phone-field=\"true\" name=\"wpforms[fields][5]\" aria-label=\"Phone\" required><\/div><div id=\"wpforms-2709-field_6-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"6\"><label class=\"wpforms-field-label\" for=\"wpforms-2709-field_6\">Company name <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-2709-field_6\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][6]\" required><\/div><div id=\"wpforms-2709-field_7-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"7\"><label class=\"wpforms-field-label\" for=\"wpforms-2709-field_7\">NIPT <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-2709-field_7\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][7]\" required><\/div><div id=\"wpforms-2709-field_2-container\" class=\"wpforms-field wpforms-field-number wpforms-two-thirds wpforms-first\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-2709-field_2\">Amount of financing <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"number\" id=\"wpforms-2709-field_2\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][2]\" placeholder=\"Enter the amount you need\" step=\"any\" required><\/div><div id=\"wpforms-2709-field_14-container\" class=\"wpforms-field wpforms-field-select wpforms-one-third wpforms-field-select-style-classic\" data-field-id=\"14\"><label class=\"wpforms-field-label\" for=\"wpforms-2709-field_14\">Currency <span class=\"wpforms-required-label\">*<\/span><\/label><select id=\"wpforms-2709-field_14\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][14]\" required=\"required\"><option value=\"ALL\"  class=\"choice-1 depth-1\"  >ALL<\/option><option value=\"EUR\"  class=\"choice-2 depth-1\"  >EUR<\/option><option value=\"USD\"  class=\"choice-3 depth-1\"  >USD<\/option><\/select><\/div><div id=\"wpforms-2709-field_18-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-id=\"18\"><label class=\"wpforms-field-label wpforms-label-hide\">Consent <span class=\"wpforms-required-label\">*<\/span><\/label><ul id=\"wpforms-2709-field_18\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-2709-field_18_1\" name=\"wpforms[fields][18][]\" value=\"I authorize the bank to use my data as stated above for financial analysis purposes. The bank also provides the client with confidentiality in the use of this data.\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-2709-field_18_1\">I authorize the bank to use my data as stated above for financial analysis purposes. The bank also provides the client with confidentiality in the use of this data.<\/label><\/li><\/ul><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-field wpforms-field-hp\"><label for=\"wpforms-2709-field-hp\" class=\"wpforms-field-label\">Phone<\/label><input type=\"text\" name=\"wpforms[hp]\" id=\"wpforms-2709-field-hp\" class=\"wpforms-field-medium\"><\/div><div class=\"wpforms-recaptcha-container wpforms-is-recaptcha wpforms-is-recaptcha-type-v3\" ><input type=\"hidden\" name=\"wpforms[recaptcha]\" value=\"\"><\/div><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"2709\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/uba.com.al\/business\/wp-json\/wp\/v2\/pages\/3325\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-2709\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><\/div><\/form><\/div>  <!-- .wpforms-container -->[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1646899009514{padding-top: 50px !important;background-color: #ffffff !important;}&#8221;][vc_column][vc_tta_accordion style=&#8221;flat&#8221; color=&#8221;white&#8221; gap=&#8221;10&#8243; active_section=&#8221;&#8221;][vc_tta_section title=&#8221;What is a Working Capital Financing?&#8221; tab_id=&#8221;1646896850299-20d85b14-ef50&#8243;][vc_column_text]<\/p>\n<p class=\"bodyf\" style=\"text-align: left;\">Working capital financing is often used to fund everyday business expenses like payroll, rent and operational costs and manage cash flow gaps during a business\u2019s slow season.<\/p>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What is the tenor of a Working Capital Financing in UBA?&#8221; tab_id=&#8221;1646896850321-3a8ebc34-98aa&#8221;][vc_column_text]<\/p>\n<p class=\"bodyf\" style=\"text-align: left;\">The tenor of a Working Capital Financing varies from 1 year up to 5 years.<\/p>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Can I apply for a Working Capital Financing in different currencies?&#8221; tab_id=&#8221;1646897005451-55ce208f-e3ca&#8221;][vc_column_text]<\/p>\n<p class=\"bodyf\" style=\"text-align: left;\">This product can be offered in ALL, EUR or USD.<\/p>\n<p>[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][vc_column_text css=&#8221;.vc_custom_1646918827151{margin-top: 50px !important;padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #dae2f4 !important;border-radius: 5px !important;}&#8221;]<\/p>\n<p class=\"bodyf\" style=\"text-align: justify;\">* The bank finances the customer&#8217;s needs for the payment of the products against a document that proves <u>the purpose<\/u> of the financing.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row gap=&#8221;10&#8243; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1645102822144{background-color: #15549a !important;}&#8221; el_id=&#8221;upper-footer&#8221;][vc_column width=&#8221;1\/3&#8243; el_class=&#8221;row-border&#8221;][vc_empty_space height=&#8221;45px&#8221;][vc_column_text]<\/p>\n<div><img decoding=\"async\" style=\"float: left;\" src=\"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/location1.png\" \/><\/div>\n<div style=\"padding-left: 100px;\">\n<p><span style=\"color: #ffffff;\"><strong>Our Headquarters<\/strong><\/span><br \/>\n<span style=\"color: #ffffff;\">St. \u201cDritan Hoxha\u201d, Blv. 11, H. 3, NB Nr. 7, Tirana, Albania<\/span><\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243; el_class=&#8221;row-border&#8221;][vc_empty_space height=&#8221;45px&#8221;][vc_column_text]<\/p>\n<div><img decoding=\"async\" style=\"float: left;\" src=\"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/lock1.png\" \/><\/div>\n<div style=\"padding-left: 100px;\">\n<p><span style=\"color: #ffffff;\"><strong>Protect your personal data<\/strong><\/span><br \/>\n<span style=\"color: #ffffff;\">We will advice and help how to protect your personal data<\/span><\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space height=&#8221;45px&#8221;][vc_column_text]<\/p>\n<div><img decoding=\"async\" style=\"float: left;\" src=\"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/mobile1.png\" \/><\/div>\n<div style=\"padding-left: 100px;\">\n<p><span style=\"color: #ffffff;\"><strong>Access your bank services<\/strong><\/span><br \/>\n<span style=\"color: #ffffff;\">Discover our sites and applications<\/span><\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row equal_height=&#8221;yes&#8221; 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