United Bank of Albania offers loans with competitive rates for all your financial needs.

Loans for apartments, shops, improving works
Financing: up to 70% of the apartment price, of the shop or works.

Currency:
EUR / USD / LEK

Term:
Up to 60 months.

Amount of the financing:

Amount of the financing starts from ALL 1 Million or the equivalent in foreign currency.

Security
The apartment, the shop which will be financed or another immovable property.

The way of loan repayment:
Fixed monthly insatllments (principal + interest).

Monthly incomes:
The installment should not exceed 60% of the net monthly income.
If the client has an account in the bank, more favorable conditions can be offered.

Loans for Vehicles
Financing: up to 65% of the vehicle price.

Term:
Up to 48 months

Amount of Financing
It Starts from 5000 €

Security
An immovable property or another security other than the vehicle.

The way of loan repayment:
Fixed monthly insatllments (principal + interest).

Monthly incomes:
The installment should not exceed 50% of the net monthly income.
If the client has an account in the bank, more favorable conditions can be offered.

Documents required by the Individuals/ Physical persons

  1. Identity documents (valid passport, identity card).
  2. Family certificate of last month.
  3. Salary certificates from the employers and employment contracts for the applicant and the members of his family.
  4. Certificate of residence issued by the relevant local authorities.
  5. Notarial declaration on the monthly incomes.
  6. In case of private business, registration in NRC and other licenses if the case requires.
  7. Purchases and sales book for the last 3 years, in case of private business.
  8. Payments of taxes for the last year.
  9. Copy of electricity booklet.
  10. Certificates of ownership for the collateral, with the map of property and the fresh kard of it; document which proves that the property is currently free.
  11. Ownership documents for the property to be purchased/ reconstructed.
  12. Construction permit, preventive of works for the object which will be financed by the bank.
  13. Statement of accounts for the last year, in case of bank accounts.
  14. Criminal record from Ministry of Justice.
  15. Certificates from the Court and Prosecution Office that the person does not have open cases.
  16. Certificate from Bailif Office that there is no sequestro over person’s properties.
  17. Insurance policy of the collateral.
  18. Life insurance of the borrower.
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Address

Adress: Rr. “Dritan Hoxha”,
Nd. 11, H. 3, Njesia Bashkiake Nr.7,
Postal Code 1023, PO Box 128,
Tirana,
E-mail: info@uba.com.al

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