Financings


United Bank of Albania (UBA Bank) since years offers a wide range of financings which can be combined to suit your business commercial needs. The bank is focused in financing of both, small and medium enterprises (SMEs) and corporates, too.

Make things happen, expand your business. Our experienced staff will guide you through the process and clearly explain all financing options to determine the best fit. 


  • With a full-service banking activity, UBA Bank is able to provide flexible financing options that offer appropriate maturities programmed just for your needs.
     
    The working capital financing product is a short and mid-term financing offered by UBA Bank to its business clients, with a tenor varying from 1-5 years, and amortized in installments suitable to the business cycles. 
     
    This financing is usually granted by the bank to business clients aiming to build up the necessary working capital, e.g. companies at initial growing phase or insufficient current assets aiming to best fit with the level of activity. 
     
    Financing working capital with monthly repayments: 
     
    The financing with bullet repayment is a credit line that UBA Bank offers to the borrowers to increase the working capital and finance purchase of goods. The repayment will be total in one tranche after the sale of goods.
     
    Revolving financing for working capital: 
     
    Partial disbursements and revolving financings serve to the working capital needs and finance the imports and exports. Term of repayment of each disbursement can vary depending on business cycle, always less than 1 year, renewable. 
     
  • With a full-service banking activity, UBA Bank is able to provide flexible financing options that offer appropriate maturities programmed just for your needs.
    Whether you’re expanding, renewing your existing liability with UBA Bank or buying out from other Banks, or acquiring new equipment, we provide financing solutions to help you grow your business and revenues.

    UBA Bank Financing investment projects, is available to clients with stable operations and also with a feasible project. The tenors are anticipated and are approved from own sources of the Bank. 

    Benefits:
    • Most convenient profit rates and terms and conditions applied;
    • Easy application process and disbursement of term financing at any UBA branch of your choice.

    Bank participation:
    Up to 100 % of the total investment value.

    Maximum Period:
    Up to 7 years.

    Currency:
    LEK, EURO, USD.

    Collateral: 
    Over movable and/or immovable property etc. The Bank might require other collaterals permitted by UBA’s internal regulations and of the Bank of Albania, too.

    Business Financing Application Form 

     

Address

Adress: Rr. “Dritan Hoxha”,
Nd. 11, H. 3, Njesia Bashkiake Nr.7,
Postal Code 1023, PO Box 128,
Tirana,
E-mail: info@uba.com.al

Contact Us

UBA Locations