{"id":11099,"date":"2026-01-06T11:50:31","date_gmt":"2026-01-06T10:50:31","guid":{"rendered":"https:\/\/uba.com.al\/?page_id=11099"},"modified":"2026-01-06T13:29:38","modified_gmt":"2026-01-06T12:29:38","slug":"ruajtja-e-botes-suaj-digjitale","status":"publish","type":"page","link":"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/","title":{"rendered":"Ruajtja e bot\u00ebs suaj digjitale"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row el_class=&#8221;gradient-img&#8221; css=&#8221;.vc_custom_1767696790193{background-image: url(https:\/\/uba.com.al\/wp-content\/uploads\/2026\/01\/Banner-shqip-2560-\u00d7-810-px.jpg?id=11103) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1644230127120{padding-top: 160px !important;padding-right: 70px !important;padding-bottom: 160px !important;}&#8221; el_class=&#8221;no-padding&#8221; el_id=&#8221;myrow&#8221; offset=&#8221;vc_col-xs-12&#8243;][vc_empty_space height=&#8221;200px&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; el_class=&#8221;buttons-container&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1707986918864{padding-top: 20px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;radius-left&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_btn title=&#8221;K\u00ebrc\u00ebnimet e Online Banking&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1767696824787{border-right-width: 1px !important;border-right-style: solid !important;border-color: #dde6e1 !important;}&#8221; link=&#8221;url:%23seksioni1&#8243; el_class=&#8221;default-btn&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1707986929321{padding-top: 20px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;}&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_btn title=&#8221;Si t\u00eb dalloni nj\u00eb mesazh t\u00eb dyshimt\u00eb&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1767696858355{border-right-width: 1px !important;border-right-style: solid !important;border-color: #dde6e1 !important;}&#8221; link=&#8221;url:%23seksioni2&#8243; el_class=&#8221;default-btn&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1707986938874{padding-top: 20px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;}&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_btn title=&#8221;K\u00ebshilla p\u00ebr sigurin\u00eb tuaj&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1767696889675{border-right-width: 1px !important;border-right-style: solid !important;border-color: #dde6e1 !important;}&#8221; link=&#8221;url:%23seksioni3&#8243; el_class=&#8221;default-btn&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1707986950263{padding-top: 20px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;radius-right&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_btn title=&#8221;Raportoni probleme&#8221; align=&#8221;center&#8221; css=&#8221;&#8221; link=&#8221;url:%23seksioni4&#8243; el_class=&#8221;default-btn&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1707987585501{padding-top: 60px !important;padding-bottom: 20px !important;}&#8221; el_id=&#8221;seksioni1&#8243;][vc_column][vc_row_inner][vc_column_inner css=&#8221;.vc_custom_1743071751191{padding-bottom: 30px !important;}&#8221;][vc_column_text css=&#8221;&#8221;]Bankingu dixhital ka transformuar m\u00ebnyr\u00ebn se si ne menaxhojm\u00eb financat tona, duke ofruar komoditet dhe akses t\u00eb menj\u00ebhersh\u00ebm. Megjithat\u00eb, k\u00ebto benefite vijn\u00eb me p\u00ebrgjegj\u00ebsin\u00eb e mbrojtjes s\u00eb llogarive dhe t\u00eb dh\u00ebnave personale. Nd\u00ebrsa bankat investojn\u00eb shum\u00eb n\u00eb sisteme t\u00eb sigurta, klient\u00ebt duhet gjithashtu t\u00eb nd\u00ebrmarrin hapa proaktiv\u00eb p\u00ebr t\u00eb parandaluar krimin kibernetik. Ky udh\u00ebzues ofron praktikat dhe rekomandimet m\u00eb t\u00eb mira p\u00ebr t&#8217;ju ndihmuar t\u00eb mbani informacionin dhe parat\u00eb tuaja t\u00eb sigurta n\u00eb internet.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1642154349295{margin-bottom: 0px !important;}&#8221;][vc_column_inner][vc_column_text css=&#8221;&#8221;]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; font-weight: 600;\">K\u00ebrc\u00ebnimet e Online Banking<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767697398456{margin-bottom: 10px !important;padding-top: 0px !important;padding-right: 50px !important;}&#8221;]Bankingu online vjen me rreziqe sigurie, duke p\u00ebrfshir\u00eb sulmet phishing, aplikacionet e rreme bankare dhe shkeljet e t\u00eb dh\u00ebnave. K\u00ebrc\u00ebnimet e zakonshme t\u00eb Online Banking jan\u00eb:<\/p>\n<p><strong>1. Sulmet e phishing<\/strong><\/p>\n<p>Kriminel\u00ebt kibernetik\u00eb d\u00ebrgojn\u00eb email t\u00eb rrem\u00eb ose mesazhe q\u00eb duken sikur jan\u00eb nga banka, duke ju mashtruar t\u00eb klikoni n\u00eb URL me q\u00ebllim t\u00eb keq ose t\u00eb ndani kredencialet tuaja. K\u00ebto email shpesh krijojn\u00eb urgjenc\u00eb, t\u00eb tilla si pretendimi se llogaria juaj do t\u00eb bllokohet n\u00ebse nuk veproni menj\u00ebher\u00eb.<\/p>\n<p><strong>2. Smishing &amp; Vishing<\/strong><\/p>\n<p>a. Smishing: Mesazhe SMS mashtruese q\u00eb ju nxisin t\u00eb klikoni nj\u00eb lidhje ose t\u00eb jepni detaje t\u00eb ndjeshme.<br \/>\nb. Vishing: Telefonata nga mashtruesit q\u00eb pretendojn\u00eb se jan\u00eb p\u00ebrfaq\u00ebsues t\u00eb bankave, duke k\u00ebrkuar numra llogarie ose kode OTP.<\/p>\n<p><strong>3. Malware dhe spyware<\/strong><\/p>\n<p>Softuer me q\u00ebllim t\u00eb keq i instaluar n\u00eb pajisjen tuaj p\u00ebrmes shkarkimeve ose lidhjeve t\u00eb infektuara. Mund t\u00eb regjistroj\u00eb klikimet n\u00eb tastier\u00eb, t\u00eb vjedh\u00eb fjal\u00ebkalime ose t&#8217;u jap\u00eb sulmuesve akses n\u00eb distanc\u00eb n\u00eb aplikacionin tuaj bankar.<\/p>\n<p><strong>4. Aplikacione bankare t\u00eb rreme<\/strong><\/p>\n<p>Aplikacionet e falsifikuara imitojn\u00eb aplikacionet legjitime bankare p\u00ebr t\u00eb kapur kredencialet tuaja t\u00eb hyrjes n\u00eb to. Ato shpesh shfaqen n\u00eb kanale jozyrtare t\u00eb aplikacioneve (jo nga PlayStore ose AppStore) ose p\u00ebrmes URL t\u00eb rreme. Shkarkoni gjithmon\u00eb aplikacionet nga kanalet zyrtare dhe faqet zyrtare mos i hapni nga tekstet e mesazheve apo e-mail.<\/p>\n<p><strong>5. Marrja e llogaris\u00eb<\/strong><\/p>\n<p>Hakerat fitojn\u00eb akses n\u00eb llogarin\u00eb tuaj duke p\u00ebrdorur kredencialet e vjedhura nga shkeljet e t\u00eb dh\u00ebnave ose fjal\u00ebkalimet e dob\u00ebta. Pasi t\u00eb hyjn\u00eb, ata mund t\u00eb transferojn\u00eb fonde ose t\u00eb ndryshojn\u00eb cil\u00ebsimet e siguris\u00eb.<\/p>\n<p><strong>6. Sulmet Man-in-the-Middle (MITM)<\/strong><\/p>\n<p>Ndodh kur sulmuesit p\u00ebrgjojn\u00eb komunikimin midis jush dhe bank\u00ebs n\u00eb rrjete t\u00eb pasigurta (si Wi-Fi publik), duke i lejuar ata t\u00eb vjedhin t\u00eb dh\u00ebna t\u00eb ndjeshme.<\/p>\n<p><strong>7. Inxhinieri sociale<\/strong><\/p>\n<p>Mashtruesit manipulojn\u00eb p\u00ebrdoruesit psikologjikisht &#8211; duke u paraqitur si individ\u00eb t\u00eb besuar ose duke krijuar skenar\u00eb bind\u00ebs &#8211; p\u00ebr t\u00eb nxjerr\u00eb informacione konfidenciale.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1707908041010{padding-bottom: 20px !important;}&#8221; el_id=&#8221;seksioni2&#8243;][vc_column][vc_row_inner css=&#8221;.vc_custom_1642154349295{margin-bottom: 0px !important;}&#8221;][vc_column_inner][vc_column_text css=&#8221;&#8221;]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; font-weight: 600;\">Si t\u00eb dalloni nj\u00eb mesazh t\u00eb dyshimt\u00eb<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767697562443{margin-bottom: 10px !important;padding-top: 0px !important;padding-right: 50px !important;}&#8221;]Njohja e mesazheve mashtruese \u00ebsht\u00eb \u00e7el\u00ebsi p\u00ebr mbrojtjen e llogarive tuaja. Kujdes nga k\u00ebto shenja paralajm\u00ebruese:<\/p>\n<p><strong>1. Mesazhe urgjente ose k\u00ebrc\u00ebnuese<\/strong><\/p>\n<p>N\u00ebse nj\u00eb mesazh thot\u00eb gj\u00ebra t\u00eb tilla si &#8220;Vepro tani ose llogaria jote do t\u00eb bllokohet!&#8221;ose &#8220;K\u00ebrkohet veprim i menj\u00ebhersh\u00ebm!&#8221;, \u00ebsht\u00eb nj\u00eb flamur i kuq. Mashtruesit p\u00ebrdorin urgjenc\u00ebn p\u00ebr t&#8217;ju b\u00ebr\u00eb t\u00eb panikoheni dhe t\u00eb anashkaloni t\u00eb menduarit racional.<\/p>\n<p><strong>2. Detajet e \u00e7uditshme t\u00eb transmetuesit<\/strong><\/p>\n<p>Shikoni nga af\u00ebr emailin ose numrin e telefonit t\u00eb d\u00ebrguesit. Mashtruesit shpesh p\u00ebrdorin adresa q\u00eb duken t\u00eb ngjashme me bank\u00ebn tuaj, por kan\u00eb dallime delikate &#8211; shkronja shtes\u00eb, numra ose element\u00eb t\u00eb pazakonta.<\/p>\n<p><strong>3. P\u00ebrsh\u00ebndetje t\u00eb p\u00ebrgjithshme<\/strong><\/p>\n<p>Bankat legjitime zakonisht ju drejtohen me em\u00ebr. Mesazhet q\u00eb fillojn\u00eb me &#8220;I nderuar klient&#8221; ose &#8220;P\u00ebrdorues i dashur&#8221; mund t\u00eb tregojn\u00eb nj\u00eb p\u00ebrpjekje masive phishing.<\/p>\n<p><strong>4. Lidhje ose bashk\u00ebngjitje t\u00eb dyshimta<\/strong><\/p>\n<p>Rri pezull mbi lidhjet p\u00ebrpara se t\u00eb klikoni. N\u00ebse URL-ja nuk p\u00ebrputhet me domenin zyrtar t\u00eb bank\u00ebs(uba.com.al) ose duket e \u00e7uditshme, mos klikoni. Dokumetet bashk\u00eblidhur q\u00eb ju k\u00ebrkojn\u00eb t\u00eb shkarkoni skedar\u00eb jan\u00eb nj\u00eb tjet\u00ebr shenj\u00eb rreziku.<\/p>\n<p><strong>5. K\u00ebrkesat p\u00ebr informacion t\u00eb ndjesh\u00ebm<\/strong><\/p>\n<p>Bankat kurr\u00eb nuk k\u00ebrkojn\u00eb fjal\u00ebkalime, PIN ose kode OTP p\u00ebrmes emailit, SMS ose telefonit. \u00c7do mesazh q\u00eb k\u00ebrkon k\u00ebto \u00ebsht\u00eb pothuajse me siguri mashtrues.<\/p>\n<p><strong>6. Probleme gramatikore<\/strong><\/p>\n<p>Banka rrall\u00eb d\u00ebrgojn\u00eb mesazhe me gabime t\u00eb dukshme. Gabimet e shtypit dhe frazimet e sikletshme jan\u00eb t\u00eb zakonshme n\u00eb mesazhet mashtruese.<\/p>\n<p><strong>7. Oferta ose rimbursime t\u00eb papritura<\/strong><\/p>\n<p>Mesazhet q\u00eb pretendojn\u00eb se keni fituar nj\u00eb \u00e7mim, keni marr\u00eb nj\u00eb rimbursim ose keni nevoj\u00eb t\u00eb konfirmoni nj\u00eb transaksion q\u00eb nuk keni filluar jan\u00eb taktika klasike mashtrimi.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1707908460303{padding-bottom: 20px !important;}&#8221; el_id=&#8221;seksioni3&#8243;][vc_column][vc_row_inner css=&#8221;.vc_custom_1642154349295{margin-bottom: 0px !important;}&#8221;][vc_column_inner][vc_column_text css=&#8221;&#8221;]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; font-weight: 600;\">K\u00ebshilla p\u00ebr t\u00eb garantuar sigurin\u00eb tuaj bankare n\u00eb internet<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767702535184{margin-bottom: 25px !important;padding-right: 50px !important;}&#8221;]<\/p>\n<ul>\n<li>Shmangni Wi-Fi publik p\u00ebr transaksionet bankare: Rrjetet publike Wi-Fi shpesh jan\u00eb t\u00eb pasigurta dhe mund t\u00eb ekspozojn\u00eb informacionin tuaj bankar ndaj hakerave.<\/li>\n<li>P\u00ebrdorni nj\u00eb VPN: Nj\u00eb rrjet privat virtual kodon lidhjen tuaj t\u00eb internetit, duke shtuar nj\u00eb shtres\u00eb sigurie kur hyni n\u00eb bankingun tuaj online.<\/li>\n<li>P\u00ebrdit\u00ebsoni rregullisht aplikacionin tuaj Mobile Banking: Mbajtja e aplikacionit tuaj t\u00eb p\u00ebrdit\u00ebsuar siguron q\u00eb t\u00eb keni ve\u00e7orit\u00eb dhe modifikimet m\u00eb t\u00eb fundit t\u00eb siguris\u00eb.<\/li>\n<li>Shkarkoni vet\u00ebm aplikacionet zyrtare: Sigurohuni q\u00eb po p\u00ebrdorni aplikacionin zyrtar bankar nga faqja e internetit e bank\u00ebs ose dyqani i besuar i aplikacioneve PlayStore ose AppStore p\u00ebr t\u00eb shmangur aplikacionet me q\u00ebllim t\u00eb keq.<\/li>\n<li>P\u00ebrdorni fjal\u00ebkalime t\u00eb forta dhe unike: Krijoni fjal\u00ebkalime komplekse q\u00eb p\u00ebrfshijn\u00eb nj\u00eb p\u00ebrzierje shkronjash, numrash dhe karakteresh speciale dhe shmangni p\u00ebrdorimin e t\u00eb nj\u00ebjtit fjal\u00ebkalim p\u00ebr llogari t\u00eb shumta. Mos e ruani fjal\u00ebkalimin n\u00eb telefonin apo pajisjen tuaj.<\/li>\n<li>Aktivizo v\u00ebrtetimin me shum\u00eb faktor\u00eb: Kjo shton nj\u00eb hap shtes\u00eb verifikimi, duke e b\u00ebr\u00eb m\u00eb t\u00eb v\u00ebshtir\u00eb p\u00ebr p\u00ebrdoruesit e paautorizuar t\u00eb hyjn\u00eb n\u00eb llogarin\u00eb tuaj.<\/li>\n<li>Monitoroni llogarin\u00eb tuaj rregullisht: Kontrolloni rregullisht pasqyrat dhe transaksionet e llogaris\u00eb tuaj p\u00ebr \u00e7do shenj\u00eb t\u00eb aktivitetit t\u00eb paautorizuar.<\/li>\n<li>Jini t\u00eb kujdessh\u00ebm ndaj p\u00ebrpjekjeve p\u00ebr phishing: Mos klikoni n\u00eb lidhje ose bashk\u00ebngjitje t\u00eb dyshimta n\u00eb email ose mesazhe q\u00eb pretendojn\u00eb se jan\u00eb nga banka.<\/li>\n<li>Konfiguroni sinjalizimet e llogaris\u00eb: Aktivizoni njoftimet p\u00ebr aktivitete t\u00eb pazakonta p\u00ebr t\u00eb zbuluar shpejt dhe p\u00ebr t&#8217;iu p\u00ebrgjigjur mashtrimit t\u00eb mundsh\u00ebm.<\/li>\n<li>Siguroni pajisjet tuaja: P\u00ebrdorni softuer antivirus, mbani sistemin tuaj operativ t\u00eb p\u00ebrdit\u00ebsuar dhe sigurohuni q\u00eb pajisjet tuaja t\u00eb mbrohen me nj\u00eb fjal\u00ebkalim t\u00eb fort\u00eb ose v\u00ebrtetim biometrik.<\/li>\n<li>Mbani privat informacionin konfidencial: Asnj\u00ebher\u00eb mos ndani fjal\u00ebkalimet, numrat e kartave ose detajet e llogaris\u00eb tuaj p\u00ebrmes platformave t\u00eb post\u00ebs elektronike ose mesazheve, madje edhe me njer\u00ebzit q\u00eb ju besoni.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1707908099864{padding-bottom: 50px !important;}&#8221; el_id=&#8221;seksioni4&#8243;][vc_column][vc_row_inner css=&#8221;.vc_custom_1642154349295{margin-bottom: 0px !important;}&#8221;][vc_column_inner][vc_column_text css=&#8221;&#8221;]<\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 20px; font-weight: 600;\">Raportoni probleme<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767702558935{margin-bottom: 25px !important;padding-right: 50px !important;}&#8221;]Hapi i par\u00eb \u00ebsht\u00eb t\u00eb kontaktoni departamentin e sh\u00ebrbimit t\u00eb klientit ose t\u00eb mashtrimit t\u00eb Bank\u00ebs s\u00eb Bashkuar t\u00eb Shqip\u00ebris\u00eb dhe t&#8217;i informoni ata p\u00ebr situat\u00ebn. Ata do t&#8217;ju udh\u00ebzojn\u00eb n\u00eb hapat e nevojsh\u00ebm p\u00ebr t\u00eb siguruar llogarin\u00eb tuaj, t\u00eb tilla si ndryshimi i fjal\u00ebkalimeve, \u00e7aktivizimi i aksesit n\u00eb internet ose ngrirja e transaksioneve. K\u00ebshillohet gjithashtu t\u00eb monitoroni llogarin\u00eb tuaj rregullisht p\u00ebr \u00e7do transaksion t\u00eb paautorizuar dhe t&#8217;i raportoni ato menj\u00ebher\u00eb.<\/p>\n<p><strong>Kanalet tona t\u00eb komunikimit jan\u00eb:<\/strong><\/p>\n<p>\u2709\ufe0f Email: info@uba.com.al<br \/>\n\ud83d\udcde Telefoni: (+355) 4 454 8801[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;10&#8243; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1644224945204{background-color: #15549a !important;}&#8221; el_id=&#8221;upper-footer&#8221;][vc_column width=&#8221;1\/3&#8243; el_class=&#8221;row-border&#8221;][vc_empty_space height=&#8221;45px&#8221;][vc_column_text]<\/p>\n<div><img decoding=\"async\" style=\"float: left;\" src=\"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/location1.png\" \/><\/div>\n<div style=\"padding-left: 100px;\">\n<p><span style=\"color: #ffffff;\"><strong>Selia jon\u00eb q\u00ebndrore<\/strong><\/span><br \/>\n<span style=\"color: #ffffff;\">Rr. \u201cDritan Hoxha\u201d, Nd. 11, H. 3, Nj\u00ebsia Nr. 7, Tiran\u00eb, Shqip\u00ebri<\/span><\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243; el_class=&#8221;row-border&#8221;][vc_empty_space height=&#8221;45px&#8221;][vc_column_text]<\/p>\n<div><img decoding=\"async\" style=\"float: left;\" src=\"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/lock1.png\" \/><\/div>\n<div style=\"padding-left: 100px;\">\n<p><span style=\"color: #ffffff;\"><strong>Mbroni t\u00eb dh\u00ebnat personale<\/strong><\/span><br \/>\n<span style=\"color: #ffffff;\">Ne do t\u2019ju k\u00ebshillojm\u00eb se si t\u00eb mbroni t\u00eb dh\u00ebnat personale<\/span><\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space height=&#8221;45px&#8221;][vc_column_text]<\/p>\n<div><img decoding=\"async\" style=\"float: left;\" src=\"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/mobile1.png\" \/><\/div>\n<div style=\"padding-left: 100px;\">\n<p><span style=\"color: #ffffff;\"><strong>Hyni n\u00eb sh\u00ebrbimet tuaja bankare<\/strong><\/span><br \/>\n<span style=\"color: #ffffff;\">Zbuloni faqet dhe aplikacionet tona<\/span><\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row el_class=&#8221;gradient-img&#8221; css=&#8221;.vc_custom_1767696790193{background-image: url(https:\/\/uba.com.al\/wp-content\/uploads\/2026\/01\/Banner-shqip-2560-\u00d7-810-px.jpg?id=11103) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1644230127120{padding-top: 160px !important;padding-right: 70px !important;padding-bottom: 160px !important;}&#8221; el_class=&#8221;no-padding&#8221; el_id=&#8221;myrow&#8221; offset=&#8221;vc_col-xs-12&#8243;][vc_empty_space height=&#8221;200px&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; el_class=&#8221;buttons-container&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1707986918864{padding-top: 20px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;radius-left&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_btn title=&#8221;K\u00ebrc\u00ebnimet e Online Banking&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1767696824787{border-right-width: 1px !important;border-right-style: solid !important;border-color: #dde6e1 !important;}&#8221; link=&#8221;url:%23seksioni1&#8243; el_class=&#8221;default-btn&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1707986929321{padding-top: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-canvas-2.php","meta":{"footnotes":""},"class_list":["post-11099","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ruajtja e bot\u00ebs suaj digjitale &#8212; Individual | United Bank Of Albania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/\" \/>\n<meta property=\"og:locale\" content=\"sq_AL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ruajtja e bot\u00ebs suaj digjitale &#8212; Individual | United Bank Of Albania\" \/>\n<meta property=\"og:description\" content=\"[vc_row el_class=&#8221;gradient-img&#8221; css=&#8221;.vc_custom_1767696790193{background-image: url(https:\/\/uba.com.al\/wp-content\/uploads\/2026\/01\/Banner-shqip-2560-\u00d7-810-px.jpg?id=11103) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1644230127120{padding-top: 160px !important;padding-right: 70px !important;padding-bottom: 160px !important;}&#8221; el_class=&#8221;no-padding&#8221; el_id=&#8221;myrow&#8221; offset=&#8221;vc_col-xs-12&#8243;][vc_empty_space height=&#8221;200px&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; el_class=&#8221;buttons-container&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1707986918864{padding-top: 20px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;radius-left&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_btn title=&#8221;K\u00ebrc\u00ebnimet e Online Banking&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1767696824787{border-right-width: 1px !important;border-right-style: solid !important;border-color: #dde6e1 !important;}&#8221; link=&#8221;url:%23seksioni1&#8243; el_class=&#8221;default-btn&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1707986929321{padding-top: [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/\" \/>\n<meta property=\"og:site_name\" content=\"Individual | United Bank Of Albania\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/uba.com.al\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-06T12:29:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/location1.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/uba.com.al\\\/sq\\\/ruajtja-e-botes-suaj-digjitale\\\/\",\"url\":\"https:\\\/\\\/uba.com.al\\\/sq\\\/ruajtja-e-botes-suaj-digjitale\\\/\",\"name\":\"Ruajtja e bot\u00ebs suaj digjitale &#8212; Individual | United Bank Of Albania\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/uba.com.al\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/uba.com.al\\\/sq\\\/ruajtja-e-botes-suaj-digjitale\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/uba.com.al\\\/sq\\\/ruajtja-e-botes-suaj-digjitale\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/uba.com.al\\\/wp-content\\\/uploads\\\/2021\\\/12\\\/location1.png\",\"datePublished\":\"2026-01-06T10:50:31+00:00\",\"dateModified\":\"2026-01-06T12:29:38+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/uba.com.al\\\/sq\\\/ruajtja-e-botes-suaj-digjitale\\\/#breadcrumb\"},\"inLanguage\":\"sq-AL\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/uba.com.al\\\/sq\\\/ruajtja-e-botes-suaj-digjitale\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"sq-AL\",\"@id\":\"https:\\\/\\\/uba.com.al\\\/sq\\\/ruajtja-e-botes-suaj-digjitale\\\/#primaryimage\",\"url\":\"https:\\\/\\\/uba.com.al\\\/wp-content\\\/uploads\\\/2021\\\/12\\\/location1.png\",\"contentUrl\":\"https:\\\/\\\/uba.com.al\\\/wp-content\\\/uploads\\\/2021\\\/12\\\/location1.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/uba.com.al\\\/sq\\\/ruajtja-e-botes-suaj-digjitale\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/uba.com.al\\\/sq\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ruajtja e bot\u00ebs suaj digjitale\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/uba.com.al\\\/#website\",\"url\":\"https:\\\/\\\/uba.com.al\\\/\",\"name\":\"Individual | United Bank Of Albania\",\"description\":\"Come as a client, stay as a partner!\",\"publisher\":{\"@id\":\"https:\\\/\\\/uba.com.al\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/uba.com.al\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"sq-AL\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/uba.com.al\\\/#organization\",\"name\":\"United Bank Of Albania\",\"url\":\"https:\\\/\\\/uba.com.al\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sq-AL\",\"@id\":\"https:\\\/\\\/uba.com.al\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/uba.com.al\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/UBA-logo-EN.svg\",\"contentUrl\":\"https:\\\/\\\/uba.com.al\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/UBA-logo-EN.svg\",\"width\":1,\"height\":1,\"caption\":\"United Bank Of Albania\"},\"image\":{\"@id\":\"https:\\\/\\\/uba.com.al\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/uba.com.al\\\/\",\"https:\\\/\\\/www.instagram.com\\\/unitedbankofalbania\\\/?hl=en\",\"https:\\\/\\\/al.linkedin.com\\\/company\\\/united-bank-of-albania\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UC4ph87s2E89OXjWSGRmGNrg\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ruajtja e bot\u00ebs suaj digjitale &#8212; Individual | United Bank Of Albania","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/","og_locale":"sq_AL","og_type":"article","og_title":"Ruajtja e bot\u00ebs suaj digjitale &#8212; Individual | United Bank Of Albania","og_description":"[vc_row el_class=&#8221;gradient-img&#8221; css=&#8221;.vc_custom_1767696790193{background-image: url(https:\/\/uba.com.al\/wp-content\/uploads\/2026\/01\/Banner-shqip-2560-\u00d7-810-px.jpg?id=11103) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1644230127120{padding-top: 160px !important;padding-right: 70px !important;padding-bottom: 160px !important;}&#8221; el_class=&#8221;no-padding&#8221; el_id=&#8221;myrow&#8221; offset=&#8221;vc_col-xs-12&#8243;][vc_empty_space height=&#8221;200px&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; el_class=&#8221;buttons-container&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1707986918864{padding-top: 20px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;radius-left&#8221; offset=&#8221;vc_hidden-sm vc_hidden-xs&#8221;][vc_btn title=&#8221;K\u00ebrc\u00ebnimet e Online Banking&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1767696824787{border-right-width: 1px !important;border-right-style: solid !important;border-color: #dde6e1 !important;}&#8221; link=&#8221;url:%23seksioni1&#8243; el_class=&#8221;default-btn&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1707986929321{padding-top: [&hellip;]","og_url":"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/","og_site_name":"Individual | United Bank Of Albania","article_publisher":"https:\/\/www.facebook.com\/uba.com.al\/","article_modified_time":"2026-01-06T12:29:38+00:00","og_image":[{"url":"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/location1.png","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/","url":"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/","name":"Ruajtja e bot\u00ebs suaj digjitale &#8212; Individual | United Bank Of Albania","isPartOf":{"@id":"https:\/\/uba.com.al\/#website"},"primaryImageOfPage":{"@id":"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/#primaryimage"},"image":{"@id":"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/#primaryimage"},"thumbnailUrl":"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/location1.png","datePublished":"2026-01-06T10:50:31+00:00","dateModified":"2026-01-06T12:29:38+00:00","breadcrumb":{"@id":"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/#breadcrumb"},"inLanguage":"sq-AL","potentialAction":[{"@type":"ReadAction","target":["https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/"]}]},{"@type":"ImageObject","inLanguage":"sq-AL","@id":"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/#primaryimage","url":"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/location1.png","contentUrl":"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/location1.png"},{"@type":"BreadcrumbList","@id":"https:\/\/uba.com.al\/sq\/ruajtja-e-botes-suaj-digjitale\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/uba.com.al\/sq\/"},{"@type":"ListItem","position":2,"name":"Ruajtja e bot\u00ebs suaj digjitale"}]},{"@type":"WebSite","@id":"https:\/\/uba.com.al\/#website","url":"https:\/\/uba.com.al\/","name":"Individual | United Bank Of Albania","description":"Come as a client, stay as a partner!","publisher":{"@id":"https:\/\/uba.com.al\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/uba.com.al\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"sq-AL"},{"@type":"Organization","@id":"https:\/\/uba.com.al\/#organization","name":"United Bank Of Albania","url":"https:\/\/uba.com.al\/","logo":{"@type":"ImageObject","inLanguage":"sq-AL","@id":"https:\/\/uba.com.al\/#\/schema\/logo\/image\/","url":"https:\/\/uba.com.al\/wp-content\/uploads\/2022\/03\/UBA-logo-EN.svg","contentUrl":"https:\/\/uba.com.al\/wp-content\/uploads\/2022\/03\/UBA-logo-EN.svg","width":1,"height":1,"caption":"United Bank Of Albania"},"image":{"@id":"https:\/\/uba.com.al\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/uba.com.al\/","https:\/\/www.instagram.com\/unitedbankofalbania\/?hl=en","https:\/\/al.linkedin.com\/company\/united-bank-of-albania","https:\/\/www.youtube.com\/channel\/UC4ph87s2E89OXjWSGRmGNrg"]}]}},"_links":{"self":[{"href":"https:\/\/uba.com.al\/sq\/wp-json\/wp\/v2\/pages\/11099","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uba.com.al\/sq\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uba.com.al\/sq\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uba.com.al\/sq\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uba.com.al\/sq\/wp-json\/wp\/v2\/comments?post=11099"}],"version-history":[{"count":5,"href":"https:\/\/uba.com.al\/sq\/wp-json\/wp\/v2\/pages\/11099\/revisions"}],"predecessor-version":[{"id":11115,"href":"https:\/\/uba.com.al\/sq\/wp-json\/wp\/v2\/pages\/11099\/revisions\/11115"}],"wp:attachment":[{"href":"https:\/\/uba.com.al\/sq\/wp-json\/wp\/v2\/media?parent=11099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}