{"id":4635,"date":"2022-03-12T11:27:44","date_gmt":"2022-03-12T10:27:44","guid":{"rendered":"https:\/\/new.uba.com.al\/depozita\/llogari-depozite-me-afat\/"},"modified":"2026-06-03T10:41:06","modified_gmt":"2026-06-03T08:41:06","slug":"depozite-me-afat","status":"publish","type":"page","link":"https:\/\/uba.com.al\/sq\/depozita\/depozite-me-afat\/","title":{"rendered":"Depozit\u00eb me afat"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row el_class=&#8221;gradient-img&#8221; css=&#8221;.vc_custom_1653911966959{background-image: url(https:\/\/uba.com.al\/wp-content\/uploads\/2022\/02\/UBA-Term-Deposit-Account-Main-Background.jpg?id=3557) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1645023684890{padding-top: 160px !important;padding-right: 100px !important;padding-bottom: 160px !important;}&#8221; el_class=&#8221;no-padding&#8221; el_id=&#8221;myrow&#8221; offset=&#8221;vc_col-xs-12&#8243;][vc_empty_space height=&#8221;40px&#8221;][vc_custom_heading text=&#8221;Shijoni kursime t\u00eb sigurta<br \/>\nme rritje t\u00eb garantuar&#8221; font_container=&#8221;tag:h1|font_size:60px|text_align:left|color:%23ffffff|line_height:70px&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;mobile-heading h1-value&#8221;][vc_column_text css=&#8221;.vc_custom_1645176777975{margin-bottom: 25px !important;padding-right: 50px !important;}&#8221;]<\/p>\n<p class=\"bodyf\" style=\"text-align: justify;\"><span style=\"color: #ffffff;\">Me nj\u00eb llogari t\u00eb depozit\u00ebs me afat do t\u00eb dini sakt\u00ebsisht se cila do t\u00eb jet\u00eb norma juaj e fitimit. Na tregoni se \u00e7far\u00eb shume do t\u00eb investoni dhe maturimin dhe ne do t\u00eb llogarisim norm\u00ebn tuaj t\u00eb fitimit.<\/span><\/p>\n<p><a style=\"color: #ffffff; font-size: 25px;\" href=\"tel:\/\/+35544548888\">Kontaktoni tani!<\/a>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1645013156738{padding-top: 50px !important;padding-bottom: 50px !important;background-color: #ffffff !important;}&#8221; el_id=&#8221;section1&#8243;][vc_column][vc_row_inner css=&#8221;.vc_custom_1642154349295{margin-bottom: 0px !important;}&#8221;][vc_column_inner][vc_column_text css=&#8221;.vc_custom_1645012843580{margin-bottom: 10px !important;padding-right: 50px !important;}&#8221;]<\/p>\n<p style=\"text-align: left;\"><span class=\"mobile\" style=\"font-size: 2.8rem; font-weight: 600;\">Mbyllni nj\u00eb norm\u00eb fitimi p\u00ebr nj\u00eb koh\u00eb t\u00eb caktuar<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1780475727678{margin-bottom: 25px !important;padding-right: 50px !important;}&#8221;]Nj\u00eb\u00a0<strong>depozit\u00eb standarde me fitim vjetor<\/strong>\u00a0(ose &#8220;depozit\u00eb me afat&#8221;) \u00ebsht\u00eb nj\u00eb produkt bankar ku nj\u00eb individ vendos nj\u00eb shum\u00eb parash n\u00eb bank\u00eb p\u00ebr nj\u00eb periudh\u00eb t\u00eb caktuar kohore (1, 3, 6, 12,18, 24,36 ,48 ose 60 muaj), dhe n\u00eb k\u00ebmbim p\u00ebrfiton nj\u00eb\u00a0<strong>fitim<\/strong>\u00a0q\u00eb llogaritet mbi shum\u00ebn e depozituar.<\/p>\n<p><strong>Kushtet e produktit<\/strong><\/p>\n<ul>\n<li>Afati: Zgjidhet nga klienti (1, 3, 6, 12,18, 24,36 ,48 ose 60 muaj).<\/li>\n<li>Monedha: LEK, EUR, USD dhe GBP.<\/li>\n<li>Norma e fitimit: Fiksohet n\u00eb momentin e hapjes s\u00eb depozit\u00ebs dhe nuk ndryshon gjat\u00eb afatit.<\/li>\n<li>P\u00ebrfitimi: N\u00eb fund t\u00eb afatit, klienti merr mbrapsht shum\u00ebn e depozituar + fitimin (minus tatimin n\u00eb burim).<\/li>\n<li>Fitimi nuk do te p\u00ebrfitohet n\u00ebse depozita t\u00ebrhiqet p\u00ebrpara afatit te maturimit.<\/li>\n<li>Rinovimi: Mund t\u00eb jet\u00eb automatik ose jo, n\u00eb var\u00ebsi t\u00eb marr\u00ebveshjes me bank\u00ebn.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_cta h2=&#8221;Buletini i normave p\u00ebr depozitat&#8221; add_button=&#8221;bottom&#8221; btn_title=&#8221;Shiko normat e depozitave&#8221; btn_style=&#8221;outline-custom&#8221; btn_outline_custom_color=&#8221;#15549a&#8221; btn_outline_custom_hover_background=&#8221;#15549a&#8221; btn_outline_custom_hover_text=&#8221;#ffffff&#8221; btn_shape=&#8221;square&#8221; add_icon=&#8221;left&#8221; i_icon_fontawesome=&#8221;fas fa-file-pdf&#8221; i_color=&#8221;custom&#8221; css=&#8221;.vc_custom_1780476062274{margin-top: 30px !important;margin-bottom: 0px !important;padding-right: 50px !important;}&#8221; btn_link=&#8221;url:https%3A%2F%2Fuba.com.al%2Fwp-content%2Fuploads%2F2026%2F05%2FBuletini-i-perditesuar-shqip_ne-fuqi-03.06.26.pdf|target:_blank&#8221; i_custom_color=&#8221;#15549a&#8221;]Banka e Bashkuar e Shqip\u00ebris\u00eb ju informon se, duke filluar nga data 3 qershor 2026, normat e planifikuara t\u00eb fitimit mbi depozitat e klient\u00ebve \u00ebsht\u00eb parashikuar t\u00eb jet\u00eb sipas kushteve t\u00eb m\u00ebposhtme<strong>.<\/strong>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1645101795867{padding-top: 0px !important;padding-bottom: 50px !important;background-color: #ffffff !important;}&#8221; el_id=&#8221;section4&#8243;][vc_column css=&#8221;.vc_custom_1645013590687{padding-right: 50px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1754045949789{margin-bottom: 25px !important;padding-top: 10px !important;}&#8221;]<\/p>\n<p style=\"text-align: justify; font-size: 15px;\">\ud83d\udec8 <strong><em>Depozitat n\u00eb Bank\u00ebn e Bashkuar t\u00eb Shqip\u00ebris\u00eb sigurohen nga Agjensia e Sigurimit t\u00eb Depozitave (www.asd.gov.al) n\u00eb baz\u00eb t\u00eb ligjit nr. 53\/2014 \u201cP\u00ebr sigurimin e depozitave\u201d, deri n\u00eb shum\u00ebn LEK 2.500.000 ose ekuivalentin e k\u00ebsaj shum\u00eb n\u00eb monedh\u00eb te huaj. \u2013\u00a0<\/em><\/strong><a href=\"http:\/\/www.asd.gov.al\/\"><strong><em>www.asd.gov.al<\/em><\/strong><\/a><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1754294888370{padding-top: 0px !important;padding-bottom: 50px !important;background-color: #ffffff !important;}&#8221;][vc_column css=&#8221;.vc_custom_1645013590687{padding-right: 50px !important;}&#8221;][vc_toggle title=&#8221;\u00c7far\u00eb \u00ebsht\u00eb nj\u00eb depozit\u00eb me afat?&#8221; style=&#8221;arrow&#8221; color=&#8221;black&#8221; open=&#8221;true&#8221; css=&#8221;.vc_custom_1645176792493{border-bottom-width: 1px !important;padding-bottom: 20px !important;border-bottom-color: #e8e8e8 !important;border-bottom-style: solid !important;}&#8221;]<\/p>\n<p class=\"bodyf\" style=\"text-align: left;\">Depozita me afat \u00ebsht\u00eb nj\u00eb llogari kursimi ku parat\u00eb tuaja investohen p\u00ebr nj\u00eb periudh\u00eb t\u00eb caktuar kohe. Ky njihet si &#8216;termi&#8217; dhe n\u00eb p\u00ebrgjith\u00ebsi do t\u00eb zgjas\u00eb midis 1 muaj deri n\u00eb 5 vjet<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Cilat jan\u00eb p\u00ebrfitimet kryesore t\u00eb nj\u00eb depozite me afat?&#8221; style=&#8221;arrow&#8221; color=&#8221;black&#8221; css=&#8221;.vc_custom_1645169743590{border-bottom-width: 1px !important;padding-bottom: 20px !important;border-bottom-color: #e8e8e8 !important;border-bottom-style: solid !important;}&#8221;]<\/p>\n<p class=\"bodyf\" style=\"text-align: left;\">&#8211; Mbrojtje ndaj ndryshimeve t\u00eb norm\u00ebs s\u00eb fitimit n\u00eb treg<br \/>\n&#8211; Normat e fitimit t\u00eb depozitave me afat jan\u00eb zakonisht m\u00eb t\u00eb larta se t\u00eb llogarive t\u00eb zakonshme t\u00eb kursimit<br \/>\n&#8211; Nuk duhet t\u00eb paguani nj\u00eb tarif\u00eb mujore p\u00ebr mir\u00ebmbajtjen e llogaris\u00eb[\/vc_toggle][vc_toggle title=&#8221;N\u00eb cil\u00ebn monedh\u00eb mund t\u00eb hap nj\u00eb depozit\u00eb?&#8221; style=&#8221;arrow&#8221; color=&#8221;black&#8221; css=&#8221;.vc_custom_1645169748430{border-bottom-width: 1px !important;padding-bottom: 20px !important;border-bottom-color: #e8e8e8 !important;border-bottom-style: solid !important;}&#8221;]<\/p>\n<p class=\"bodyf\" style=\"text-align: left;\">Depozita me afat mund t\u00eb hapet n\u00eb monedhat ALL, EUR ose USD<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;A k\u00ebrkohet nj\u00eb shum\u00eb minimale kur hapni nj\u00eb depozit\u00eb me afat?&#8221; style=&#8221;arrow&#8221; color=&#8221;black&#8221; css=&#8221;.vc_custom_1645169803143{border-bottom-width: 1px !important;padding-bottom: 20px !important;border-bottom-color: #e8e8e8 !important;border-bottom-style: solid !important;}&#8221;]<\/p>\n<p class=\"bodyf\" style=\"text-align: left;\">Shuma minimale e nevojshme p\u00ebr hapjen e nj\u00eb depozite me afat \u00ebsht\u00eb <strong>25,000 ALL \/ 200 EUR \/ 200 USD<\/strong><\/p>\n<p>[\/vc_toggle][vc_column_text css=&#8221;.vc_custom_1754045949789{margin-bottom: 25px !important;padding-top: 10px !important;}&#8221;]<\/p>\n<p style=\"text-align: justify; font-size: 15px;\">\ud83d\udec8 <strong><em>Depozitat n\u00eb Bank\u00ebn e Bashkuar t\u00eb Shqip\u00ebris\u00eb sigurohen nga Agjensia e Sigurimit t\u00eb Depozitave (www.asd.gov.al) n\u00eb baz\u00eb t\u00eb ligjit nr. 53\/2014 \u201cP\u00ebr sigurimin e depozitave\u201d, deri n\u00eb shum\u00ebn LEK 2.500.000 ose ekuivalentin e k\u00ebsaj shum\u00eb n\u00eb monedh\u00eb te huaj. \u2013\u00a0<\/em><\/strong><a href=\"http:\/\/www.asd.gov.al\/\"><strong><em>www.asd.gov.al<\/em><\/strong><\/a><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row gap=&#8221;10&#8243; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1645017891948{background-color: #15549a !important;}&#8221; el_id=&#8221;upper-footer&#8221;][vc_column width=&#8221;1\/3&#8243; el_class=&#8221;row-border&#8221;][vc_empty_space height=&#8221;45px&#8221;][vc_column_text]<\/p>\n<div><img decoding=\"async\" style=\"float: left;\" src=\"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/location1.png\" \/><\/div>\n<div style=\"padding-left: 100px;\">\n<p><span style=\"color: #ffffff;\"><strong>Selia jon\u00eb q\u00ebndrore<\/strong><\/span><br \/>\n<span style=\"color: #ffffff;\">Rr. \u201cDritan Hoxha\u201d, Nd. 11, H. 3, Nj\u00ebsia Nr. 7, Tiran\u00eb, Shqip\u00ebri<\/span><\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243; el_class=&#8221;row-border&#8221;][vc_empty_space height=&#8221;45px&#8221;][vc_column_text]<\/p>\n<div><img decoding=\"async\" style=\"float: left;\" src=\"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/lock1.png\" \/><\/div>\n<div style=\"padding-left: 100px;\">\n<p><span style=\"color: #ffffff;\"><strong>Mbroni t\u00eb dh\u00ebnat personale<\/strong><\/span><br \/>\n<span style=\"color: #ffffff;\">Ne do t\u2019ju k\u00ebshillojm\u00eb se si t\u00eb mbroni t\u00eb dh\u00ebnat personale<\/span><\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space height=&#8221;45px&#8221;][vc_column_text]<\/p>\n<div><img decoding=\"async\" style=\"float: left;\" src=\"https:\/\/uba.com.al\/wp-content\/uploads\/2021\/12\/mobile1.png\" \/><\/div>\n<div style=\"padding-left: 100px;\">\n<p><span style=\"color: #ffffff;\"><strong>Hyni n\u00eb sh\u00ebrbimet tuaja bankare<\/strong><\/span><br \/>\n<span style=\"color: #ffffff;\">Zbuloni faqet dhe aplikacionet tona<\/span><\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row el_class=&#8221;gradient-img&#8221; css=&#8221;.vc_custom_1653911966959{background-image: url(https:\/\/uba.com.al\/wp-content\/uploads\/2022\/02\/UBA-Term-Deposit-Account-Main-Background.jpg?id=3557) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1645023684890{padding-top: 160px !important;padding-right: 100px !important;padding-bottom: 160px !important;}&#8221; el_class=&#8221;no-padding&#8221; el_id=&#8221;myrow&#8221; offset=&#8221;vc_col-xs-12&#8243;][vc_empty_space height=&#8221;40px&#8221;][vc_custom_heading text=&#8221;Shijoni kursime t\u00eb sigurta me rritje t\u00eb garantuar&#8221; font_container=&#8221;tag:h1|font_size:60px|text_align:left|color:%23ffffff|line_height:70px&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;mobile-heading h1-value&#8221;][vc_column_text css=&#8221;.vc_custom_1645176777975{margin-bottom: 25px !important;padding-right: 50px !important;}&#8221;] Me nj\u00eb llogari t\u00eb depozit\u00ebs me afat do t\u00eb dini sakt\u00ebsisht se cila do t\u00eb [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4204,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-canvas-2.php","meta":{"footnotes":""},"class_list":["post-4635","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Depozit\u00eb me afat &#8212; Individual | United Bank Of Albania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/uba.com.al\/sq\/depozita\/depozite-me-afat\/\" \/>\n<meta property=\"og:locale\" content=\"sq_AL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Depozit\u00eb me afat &#8212; Individual | United Bank Of Albania\" \/>\n<meta property=\"og:description\" content=\"[vc_row el_class=&#8221;gradient-img&#8221; css=&#8221;.vc_custom_1653911966959{background-image: url(https:\/\/uba.com.al\/wp-content\/uploads\/2022\/02\/UBA-Term-Deposit-Account-Main-Background.jpg?id=3557) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1645023684890{padding-top: 160px !important;padding-right: 100px !important;padding-bottom: 160px !important;}&#8221; 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