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Enjoy sweet savings
with guaranteed growth

With a Term Deposit Account you will know exactly what your profit rate will be. Let us know what amount you will invest and the maturity and we will calculate your profit rate.

Make your call now!

Lock in a profit rate for a fixed amount of time

Features and Benefits:

  • Eligible for anyone that is over 18 years and wants to invest and manage their funds
  • Assured returns on your investment
  • Easy to open and designed for convenience – Invest anytime and anywhere through online / mobile banking or in branch (coming soon)
  • Long term savings – long term profit. Earn high returns on your investments with peace of mind

Profit Rate Bulletin for Deposits

UNITED BANK OF ALBANIA informs you that, starting from July 3, 2023, the planned profit rate of the deposits will be calculated according to the following conditions.

Click here to view rates

What is a Term Deposit?

A Term Deposit is a saving account where your money is invested over a fixed period of time. This is known as the ‘term’ and will generally last somewhere between 1 month to 5 years

What are the main benefits of a Term Deposit?

– Protection against profit rate changes in the market
– Term deposit profit rates are usually higher than regular saving accounts
– You don’t have to pay a monthly account maintenance fee

In which currency can I open a deposit?

A Term Deposit can be opened in Albanian Lekë, Euro or US Dollar

Is there a minimum amount required when opening a Term Deposit?

Minimum amount required to open a Term Deposit is 25,000 ALL / 200 EUR / 200 USD

🛈 The Deposit at United Bank of Albania is insured for the amount up to 2.500.000,00 LEK (two million and five thousand) by the Deposits Insurance Agency www.asd.gov.al 🡵 according to provisions of Law no. 53/2014, date 22.05.2014 “On the Deposits’ Insurance”.

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