Working Capital Financing

Maintain your company's cash flow!

We provide you fast and efficient services suitable for the different needs of corporate businesses.

Don’t put your everyday cash at risk!

Your business has projects, but it requires a financing to undertake them. With a full-service banking activity, UBA Bank is able to provide your business the necessary support. Our Working Capital Financing product is unique and designed to help you realize key growth project without putting your everyday cash at risk.

General Information

Product Features

Online Application

Application PDF

General terms

Tenor 3 years
Renewable each year
Max amount 20-40 % of turnover

Why you should apply

Flexible financing options
Immediate use of approved investment funds
Financing can be offered in ALL, EUR or USD

Why you will love this

You can choose between financing working capital with monthly repayments or revolving financing
Friendly, personal service from start to finish
Flexible financing options that offer appropriate maturities designed just for your needs
Help you meet short-term requirements

Who can apply

Clients over 21 years old
People that have substantial relevant business experience
Anyone that needs to invest in short-term

Online application

Make an online application to see if you are eligible for financing!

What is a Working Capital Financing?

Working capital financing is often used to fund everyday business expenses like payroll, rent and operational costs and manage cash flow gaps during a business’s slow season.

What is the tenor of a Working Capital Financing in UBA?

The tenor of a Working Capital Financing varies from 1 year up to 5 years.

Can I apply for a Working Capital Financing in different currencies?

This product can be offered in ALL, EUR or USD.

* The bank finances the customer’s needs for the payment of the products against a document that proves the purpose of the financing.

Our Headquarters
St. “Dritan Hoxha”, Blv. 11, H. 3, NB Nr. 7, Tirana, Albania

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