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With a Term Deposit you will know exactly what your profit rate will be. Let us know what amount you will invest and the maturity and we will calculate your profit rate.

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Lock in a profit rate for a fixed amount of time

A standard annual profit deposit (or ‘term deposit’) is a banking product where an individual places a sum of money in the bank for a specified period (1, 3, 6, 12, 18, 24, 36, 48, or 60 months), and in return earns a profit calculated on the deposited amount.

Product conditions

  • Term: Chosen by the client (1, 3, 6, 12, 18, 24, 36, 48, or 60 months).
  • Currency: LEK, EUR, USD.
  • Minimum amount required to open a term deposit is 25,000 ALL / 200 EUR / 200 USD.
  • Profit rate: Fixed at the time of opening the deposit and does not change during the term.
  • Earnings: Profit is earned at the end of the maturity period.
  • Profit will not be earned if the deposit is withdrawn before maturity.
  • Renewal: Can be automatic or not, depending on the agreement with the bank.

Profit Rate Bulletin for Deposits

UNITED BANK OF ALBANIA informs you that, starting from February 1, 2025, the planned profit rate on client deposits is expected to be according to the following conditions.

🛈 Deposits in the United Bank of Albania are insured by the Deposit Insurance Agency (www.asd.gov.al ) under law no. 53/2014 ‘On deposit insurance’, up to the amount of LEK 2,500,000 or the equivalent in foreign currency. – www.asd.gov.al