Product Terms and Conditions

• Financing amount: up to ALL 20,000,000 / EUR 200,000.
• Maximum repayment term: 25 years (300 months).
• Available currencies: ALL and EUR.
• Annual Percentage Rate (APR): 6.4%.

Profit Rates

Customer Salary with BBSH

Standard Customers

Disbursement Fee

• Customers’ Salary with BBSH: 1% of the financed amount.
• Standard Customers: 1.5% of the financed amount.
• Loan Buyout from Other Banks: 0%.

Additional Conditions

• The collateral must be at least 140% of the financing amount, based on the market value of the collateral.
• Late payment penalty: 2% of the overdue installment (including principal and profit amount).

Required Documentation

• Property Ownership Certificate;
• Updated Property Registration Card;
• Property Location Map;
• Family Certificate of the collateral owner(s);
• Property Valuation Report;
• Proof of Property Origin;
• Conditional Sale/Reservation Agreement (same as the notarized copy);
• Legal Opinion.

*Attention! Borrowing costs money!