Consumer Loan — Individual | United Bank Of Albania

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Consumer Loan

A good fit for
the right choice

UBA Consumer loan is there for you every time you need it

UBA - Consumer Financing Main Background

Don’t let lack of money ruin your purchase

Consumer loans are a form of credit that individuals take from the bank to meet personal needs. It is usually used for large purchases, unexpected expenses, vacations, household appliances.

General Information

Product Features

Online Application

Online Calculator

List of documents

Other Documents

Product Conditions

Maximum financing amounts up to 2,000,000 ALL
Repayment term up to 7 years
Offered in ALL/EUR/USD
Effective Profit Rate (EPR): 11.03%

Profit Rates

	Salary Clients			Non-Salary Clients
	ALL	EUR	USD	ALL	EUR	USD
Rate	T-Bill + 7%	Euribor + 7%	Libor + 7%	T-Bill + 8%	Euribor + 8%	Libor + 8%

Administration Fee: 2.5% of the financing amount
Life Insurance: 1.2% of the financing value
Fast approval
No collateral required
Penalty: 2% on the overdue installment (including principal + profit rate)

Required Documentation

Valid identification document (ID or passport)
Financial documents
Family certificate

Eligibility

Anyone over 21 years old
Clients with declared and regular income
Individual and business clients

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Why you should apply

You can apply up to 1,000,000 ALL
Easy accessibility for your funds
The limit can be approved in LEK/EUR/USD

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Why you will love this

Fast approval and disbursement
Competitive profit rates
No collateral needed

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Who can apply

Anyone over 21 years old
Clients with declared and regular incomes
Individual and business clients
Clients with a guarantor (for applications over ALL 500,000)

If you are interested to know more about House Financing please write us an email at: [email protected], or visit us!

Online application

Make an online application to see if you are eligible for financing!

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Full Name *

First

Last

Gender *

Birthday *

Birthplace *

Birthplace City *

Birthplace Country *

Website

*Attention! Taking out a loan has costs!

Our Headquarters
St. “Dritan Hoxha”, Blv. 11, H. 3, NB Nr. 7, Tirana, Albania

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