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Consumer Loan

A good fit for
the right choice

UBA Consumer loan is there for you every time you need it

Don’t let lack of money ruin your purchase

Consumer loans are a form of credit that individuals take from the bank to meet personal needs. It is usually used for large purchases, unexpected expenses, vacations, household appliances.

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General Information

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Product Features

applications

Online Application

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Online Calculator

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List of documents

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Other Documents

Product Conditions

  • Maximum financing amounts up to 2,000,000 ALL
  • Repayment term up to 7 years
  • Offered in ALL/EUR/USD
  • Effective Profit Rate (EPR): 11.03%

Profit Rates

Salary Clients Non-Salary Clients
ALL EUR USD ALL EUR USD
Rate T-Bill + 7% Euribor + 7% Libor + 7% T-Bill + 8% Euribor + 8% Libor + 8%

 

  • Administration Fee: 2.5% of the financing amount
  • Life Insurance: 1.2% of the financing value
  • Fast approval
  • No collateral required
  • Penalty: 2% on the overdue installment (including principal + profit rate)

Required Documentation

  • Valid identification document (ID or passport)
  • Financial documents
  • Family certificate

Eligibility

  • Anyone over 21 years old
  • Clients with declared and regular income
  • Individual and business clients
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Why you should apply

  • You can apply up to 1,000,000 ALL
  • Easy accessibility for your funds
  • The limit can be approved in LEK/EUR/USD
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Why you will love this

  • Fast approval and disbursement
  • Competitive profit rates
  • No collateral needed
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Who can apply

  • Anyone over 21 years old
  • Clients with declared and regular incomes
  • Individual and business clients
  • Clients with a guarantor (for applications over ALL 500,000)

If you are interested to know more about House Financing please write us an email at: [email protected], or visit us!

Online application

Make an online application to see if you are eligible for financing!

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*Attention! Taking out a loan has costs!

Our Headquarters
St. “Dritan Hoxha”, Blv. 11, H. 3, NB Nr. 7, Tirana, Albania

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