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Deposit Collateral Financing

Get more from the funds
you already have

Get the UBA deposit collateral financing you need while maintaining your deposit and cutting your expenses.

Let your UBA savings boost your investments

Get the UBA deposit collateral financing you need while preserving your deposit and reducing your expenses. By using your deposit as a guarantee against loan repayment, you can benefit from lower profit rates, allowing you to focus on what matters most.

  • Purchase of household appliances, equipment, furniture, etc.
  • Special personal and/or family financial needs
  • Financing transfer
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General Information

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Product Features

applications

Online Application

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Online Calculator

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Application PDF

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Other Documents

Product Conditions

  • Financing up to 50,000 EUR / equivalent in ALL
  • Maximum term: 120 months
  • Currency: ALL/EUR
  • Effective Profit Rate: 7%

Profit Rates

Rate Type ALL EUR USD
Fixed Rate Deposit IR + 2% Deposit IR + 2.5% Deposit IR + 2.5%

 

  • Administration Fee: 1% of the financed amount
  • 0% for financing transfers
  • 110% of the financing amount – CASH, if deposit currency matches financing currency
  • 120% of the financing amount – CASH, if deposit currency differs from financing currency
  • Penalty: 2% on the overdue installment (principal + profit rate)

General Documentation

  • Valid identification document (ID or passport)
  • Family certificate
  • Acceptable document for financing purpose
  • Financial documents
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Why you should apply

  • Dealing with your unexpected expenses without using your funds
  • Creating a long lasting relationship with the bank
  • Easy apply and fast approval
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Why you will love this

  • Fast approval and disbursement process
  • Competitive profit rates
  • Get emergency funds without breaking your deposit
  • Friendly, personal service from start to finish
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Who can apply

  • Anyone over 21 years old
  • Clients that have a deposit in UBA
  • Individual and business clients

If you are interested to know more about House Financing please write us an email at: [email protected], or visit us!

Online application

Make an online application to see if you are eligible for financing!

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*Attention! Taking out a loan has costs!

Our Headquarters
St. “Dritan Hoxha”, Blv. 11, H. 3, NB Nr. 7, Tirana, Albania

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