Deposit Collateral Financing — Individual | United Bank Of Albania

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Deposit Collateral Financing

Get more from the funds
you already have

Get the UBA deposit collateral financing you need while maintaining your deposit and cutting your expenses.

UBA - Cash Collateral Main Background

Let your UBA savings boost your investments

Get the UBA deposit collateral financing you need while preserving your deposit and reducing your expenses. By using your deposit as a guarantee against loan repayment, you can benefit from lower profit rates, allowing you to focus on what matters most.

Purchase of household appliances, equipment, furniture, etc.
Special personal and/or family financial needs
Financing transfer

General Information

Product Features

Online Application

Online Calculator

Application PDF

Other Documents

Product Conditions

Financing up to 50,000 EUR / equivalent in ALL
Maximum term: 120 months
Currency: ALL/EUR
Effective Profit Rate: 7%

Profit Rates

Rate Type	ALL	EUR	USD
Fixed Rate	Deposit IR + 2%	Deposit IR + 2.5%	Deposit IR + 2.5%

Administration Fee: 1% of the financed amount
0% for financing transfers
110% of the financing amount – CASH, if deposit currency matches financing currency
120% of the financing amount – CASH, if deposit currency differs from financing currency
Penalty: 2% on the overdue installment (principal + profit rate)

General Documentation

Valid identification document (ID or passport)
Family certificate
Acceptable document for financing purpose
Financial documents

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Why you should apply

Dealing with your unexpected expenses without using your funds
Creating a long lasting relationship with the bank
Easy apply and fast approval

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Why you will love this

Fast approval and disbursement process
Competitive profit rates
Get emergency funds without breaking your deposit
Friendly, personal service from start to finish

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Who can apply

Anyone over 21 years old
Clients that have a deposit in UBA
Individual and business clients

If you are interested to know more about House Financing please write us an email at: [email protected], or visit us!

Online application

Make an online application to see if you are eligible for financing!

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Comment

*Attention! Taking out a loan has costs!

Our Headquarters
St. “Dritan Hoxha”, Blv. 11, H. 3, NB Nr. 7, Tirana, Albania

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