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Fast Consumer Financing

Fast financing,
quick fix

Fast Consumer Financing is a quick and affordable short-term financing without a guarantor or a collateral.

UBA fast financing immediate solution for your needs

Consumer financing is a financial agreement between the bank and the client, in which the bank provides or promises to provide financing to a client, used to meet consumer needs:

  1. Purchase of household appliances, equipment, furniture, etc.
  2. Special personal and/or family financial needs
information

General Information

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Product Features

applications

Online Application

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Online Calculator

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Application PDF

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Other Documents

Product Conditions

  • Maximum financing amounts to 1,000,000 ALL
  • Repayment terms up to 5 years
  • Offered in ALL/EUR/USD
  • Effective Profit Rate (EPR): 11.45%

Profit Rates

Salary Clients Non-Salary Clients
ALL EUR USD ALL EUR USD
Rate T-Bill + 7% Euribor + 7% Libor + 7% T-Bill + 8% Euribor + 8% Libor + 8%

 

  • Administration Fee: 2.5% of the financing amount
  • Life Insurance: 1.2% of the financing value
  • Penalty: 2% on the overdue installment (including principal + profit rate)

Required Documentation

  • Valid identification document (ID or passport)
  • Financial documents
  • Family certificate

Eligibility

  • Anyone over 21 years old
  • Clients with declared and regular income
  • Individual and business clients
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Why you should apply

  • You can apply for an amount up to ALL 500,000 / € 5,000 / $ 5,000
  • You can choose between financing in ALL, EUR or USD
  • Monthly instalments
  • Your income should be declared
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Why you will love this

  • Easy to apply
  • Fast approval and disbursement
  • No guarantor needed
  • No collateral needed
  • Fast financing for urgent needs
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Who can apply

  • Anyone over 21 years old
  • Clients with declared and regular incomes
  • Individual and business clients

If you are interested to know more about House Financing please write us an email at: [email protected], or visit us!

Online application

Make an online application to see if you are eligible for financing!

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*Attention! Taking out a loan has costs!

Our Headquarters
St. “Dritan Hoxha”, Blv. 11, H. 3, NB Nr. 7, Tirana, Albania

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