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Fast Consumer Financing

Fast financing,
quick fix

Fast Consumer Financing is a quick and affordable short-term financing without a guarantor or a collateral.

UBA fast financing immediate solution for your needs

Consumer financing is a financial agreement between the bank and the client, in which the bank provides or promises to provide financing to a client, used to meet consumer needs:

  1. Purchase of household appliances, equipment, furniture, etc.
  2. Special personal and/or family financial needs
information

General Information

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Product Features

applications

Online Application

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Online Calculator

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Application PDF

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Other Documents

Product Conditions

  • Maximum financing amounts to 1,000,000 ALL
  • Repayment terms up to 5 years
  • Offered in ALL/EUR/USD
  • Effective Profit Rate (EPR): 11.45%

Profit Rates

Salary Clients Non-Salary Clients
ALL EUR USD ALL EUR USD
Rate T-Bill + 7% Euribor + 7% Libor + 7% T-Bill + 8% Euribor + 8% Libor + 8%

 

  • Administration Fee: 2.5% of the financing amount
  • Life Insurance: 1.2% of the financing value
  • Penalty: 2% on the overdue installment (including principal + profit rate)

Required Documentation

  • Valid identification document (ID or passport)
  • Financial documents
  • Family certificate

Eligibility

  • Anyone over 21 years old
  • Clients with declared and regular income
  • Individual and business clients
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Why you should apply

  • You can apply for an amount up to ALL 500,000 / € 5,000 / $ 5,000
  • You can choose between financing in ALL, EUR or USD
  • Monthly instalments
  • Your income should be declared
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Why you will love this

  • Easy to apply
  • Fast approval and disbursement
  • No guarantor needed
  • No collateral needed
  • Fast financing for urgent needs
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Who can apply

  • Anyone over 21 years old
  • Clients with declared and regular incomes
  • Individual and business clients

If you are interested to know more about House Financing please write us an email at: [email protected], or visit us!

Online application

Make an online application to see if you are eligible for financing!

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*Attention! Taking out a loan has costs!

Our Headquarters
St. “Dritan Hoxha”, Blv. 11, H. 3, NB Nr. 7, Tirana, Albania

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Njoftim për Ndryshime në Termat dhe Kushtet e Bankës!

Të nderuar klientë,

Ju informojmë me kënaqësi se duke filluar nga data 7 Tetor 2025, Banka e Bashkuar e Shqipërisë do të ofrojë mbështetje për pagesat SEPA në Euro.

Kjo do të sjellë ulje të ndjeshme të tarifave për transfertat drejt vendeve pjesë të zonës SEPA, si dhe përmirësim të shpejtësisë dhe sigurisë së transaksioneve.

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Komisionet e reja hyjnë në fuqi më 7 Tetor 2025.

Për më shumë detaje mbi tarifat e reja, ju lutem KLIKONI KETU!

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