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Consumer Loan
Consumer Loan
UBA Consumer loan is there for you every time you need it
Secured Consumer Financing
Secured Consumer Financing is an agreement between the Bank and the customer under which the Bank grants, or undertakes to grant, financing a customer for the following purposes:
Customer Personal Purposes
Product Terms and Conditions
Profit Rates
| Payroll Customers at BBSH | ALL | EUR |
| Fixed Profit Rate | 5% for the first year | 4.5% for the first year |
| Thereafter | 12M Treasury Bill Rate + 3% (after a 2% discount) | 12M Euribor + 3.5% (after a 2% discount) |
| Minimum Rate | 7% | 7% |
| Standard Customers | ALL | EUR |
| Fixed Profit Rate | 6% for the first year | 5.5% for the first year |
| Thereafter | 12M Treasury Bill Rate + 3% (after a 2% discount) | 12M Euribor + 3.5% (after a 2% discount) |
| Minimum Rate | 9% | 9% |
Disbursement Fee
Collateral Requirements
Late Payment Penalty
Required Documentation
*Warning! Borrowing costs money.
If you are interested to know more about House Financing please write us an email at: info@uba.com.al, or visit us!
Make an online application to see if you are eligible for financing!
*Warning! Borrowing costs money.
Our Headquarters
St. “Dritan Hoxha”, Blv. 11, H. 3, NB Nr. 7, Tirana, Albania
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