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Fast Consumer Financing
Fast Consumer Financing
Fast Consumer Financing is a quick and affordable short-term financing without a guarantor or a collateral.
Unsecured Consumer Financing
The Consumer Financing product is a financing agreement between the Bank and the customer, under which the Bank grants or commits to grant financing to a customer for the purpose of meeting consumer needs, including:
Product Terms and Conditions
Profit Rates
Salary customers with BBSH
| Amount Limit | Profit Rate |
| ALL 0 – 600,000 / EUR 0 – 5,000 | 12M T-Bill / 12M EURIBOR + 9% (after 2% discount), minimum 12% |
| Above ALL 600,000 – 2,000,000 / EUR 5,000 – 18,000 | 12M T-Bill / 12M EURIBOR + 8% (after 2% discount), minimum 11% |
Non-salary customers
| Amount Limit | Profit Rate |
| ALL 0 – 600,000 / EUR 0 – 5,000 | 12M T-Bill / 12M EURIBOR + 10% (after 2% discount), minimum 13% |
| Above ALL 600,000 – 2,000,000 / EUR 5,000 – 18,000 | 12M T-Bill / 12M EURIBOR + 8% (after 2% discount), minimum 12% |
Fees and Charges
Required Documentation
Eligibility Criteria
*Attention! Borrowing costs money.
If you are interested to know more about House Financing please write us an email at: info@uba.com.al, or visit us!
Make an online application to see if you are eligible for financing!
Attention! Borrowing costs money.
Our Headquarters
St. “Dritan Hoxha”, Blv. 11, H. 3, NB Nr. 7, Tirana, Albania
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