Consumer Financing

A good fit for
the right choice

UBA Consumer financing is there for you every time you need it

Don’t let lack of money ruin your purchase

UBA consumer financing enables you to purchase products and services you need right away and pay over time at all retail shops even if you are not an UBA client.

General terms

  • Financing up to ALL 1,000,000
  • Fast approval and disbursement
  • No collateral needed
  • Competitive profit rate in the market
  • Declaration of fund usage
hand (1)

Why you should apply

  • You can apply up to 1,000,000 ALL
  • Easy accessibility for your funds
  • The limit can be approved in LEK/EUR/USD

Why you will love this

  • Fast approval and disbursement
  • Competitive profit rates
  • No collateral needed

Who can apply

  • Anyone over 21 years old
  • Clients with declared and regular incomes
  • Individual and business clients
  • Clients with a guarantor (for applications over ALL 500,000)

If you are interested to know more about House Financing please write us an email at: [email protected], or visit us!

Online application

Make an online application to see if you are eligible for financing!


Consumer Financing is a practical line of financing for every customer needs.

The maximum financing is up to 1,000,000 ALL.

No, up to 1,000,000 ALL you can apply without a collateral. For amounts over the 1,000,000 ALL you may need a collateral.

* The bank finances the customer’s needs for the payment of the products against a document that proves the purpose of the financing.