House Financing

You find the Home,
we’ll find the money

A house is made of bricks and beams. A home is made of hopes and dreams. We will help you with both of them!

Unlock the Home of your Dreams

Apply to buy your dream house with the UBA house financing. Fast approval and the best market rates.

General terms

  • Financing up to a value of ALL 25,000,000
  • Up to 99% financing of the credit value
  • Maximum tenor 20 years
  • Home financing got easier with the online application
  • Profit Rate:
    5% fixed for 2 years for financing in EUR
    5.5% fixed for 2 years for financing in LEK
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Why you should apply

  • You can apply for every type of property purchase
  • Fast and practical solution
  • A lifetime investment

Why you will love this

  • Competitive profit rates
  • Friendly, personal service from start to finish
  • We can finance up to 99%
  • Monthly instalment payments

Who can apply

  • Anyone over 21 years old
  • Clients with declared and regular incomes
  • Individual and business clients

If you are interested to know more about House Financing please write us an email at: [email protected], or visit us!

Online application

Make an online application to see if you are eligible for financing!


A house financing is essentially a financing option where funds are provided to the customer for the purchase of a residential property.

We determine your eligibility after considering various factors, including your monthly income, your monthly financial obligations, collateral, among other things.

Yes you can. UBA has the buyout financing product, that gives to the customer the possibility to transfer the existing financing.

If the house you are buying is not registered yet, you can bring another property as collateral. The property should be eligible and registered.

* The bank finances the customer’s needs for the payment of the products against a document that proves the purpose of the financing.