Deposit today,
Get paid in advance!

Our Deposit with Profit Paid in Advance gives you the great benefit of collecting your profit upon opening your Deposit, without waiting for the maturity.

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Deposit with Profit Paid in Advance

Features and Benefits:

  • Ideal for individuals who intend to start banking for the first time and want to build a profitable relationship with a strong and stable bank
  • Ideal for every individual customer who wants to invest their savings and earn a profit
  • Deposit can be opened in every UBA branch in the currencies of ALL, EUR or USD
  • Automatic renewal is optional

What is a Term Deposit?

A Term Deposit is a saving account where your money is invested over a fixed period of time. This is known as the ‘term’ and will generally last somewhere between 1 month to 5 years.

What are the main benefits of a Term Deposit?

– Protection against profit rate changes in the market
– Term deposit profit rates are usually higher than regular saving accounts
– You don’t have to pay a monthly account maintenance fee

In which currency can I open a deposit?

A Term Deposit can be opened in Albanian Lekë, Euro or US Dollar

Is there a minimum amount required when opening a Term Deposit?

Minimum amount required to open a Term Deposit is 25,000 ALL / 200 EUR / 200 USD.

🛈 The Deposit at United Bank of Albania is insured for the amount up to 2.500.000,00 LEK (two million and five thousand) by the Deposits Insurance Agency 🡵 according to provisions of Law no. 53/2014, date 22.05.2014 “On the Deposits’ Insurance”.